Today's Rates - Brentwood Mortgage Services

Brentwood Mortgage Services

A Naples Florida Mortgage Company
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Brentwood Mortgage Services - a Florida Based Lender

Today's Lowest Florida Rates.
Please call for International and all other States.

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contact us immediately and we'll pick up where they left off!

Call today for information regarding REVERSE • FHA • FOREIGN NATIONAL mortgages!

May 9, 2008

12:40 PM EDT

CONFORMING*	LOAN TYPE	JUMBO*	POINTS
5.625 %	30 Year Fixed	7.125 %	0
5.250 %	15 Year Fixed	6.750 %	0
6.125 %	30 Year Fixed - Interest Only	7.250 %	0
5.750 %	FHA 30 Year Fixed	N/A	1
5.000 %	7/1 ARM	5.875 %	0
5.125 %	7/1 ARM - Interest Only	6.000 %	0
4.875 %	5/1 ARM	5.625 %	0
5.000 %	5/1 ARM - Interest Only	5.750 %	0
4.625 %	3/1 ARM	6.250 %	0
N/A	30 Year Fixed-Conf./Jumbo **	5.875 %	0
6.000 %	30 Year Fixed--97%	N/A	0

MARGINS and CAPS

RATES ARE EXTREMELY VOLATILE AND MAY CHANGE 3-4 TIMES DAILY. CALL FOR CURRENT RATES.	30 Year Fixed--97% Requires 720 FICO... Max. Income Limitations. MI required
** NEW HIGHER "CONFORMING-JUMBO" LOAN LIMITS Co./State specific..NOT system wide. CALL for your specific county/state limits!	3/1 , 5/1,7/1 & 10/1 ARM: 720 FICO SCORE Margins ( 2.250 --2.750 ) Caps-2/2/5%, 5/2/5% or 6/2/6%
FHA 30 Year Fixed Minimum Loan Amount for quoted rate: $125,000	Interest Only : 720 FICO SCORES Interest only first 3,5,7 or 10 years, then amortized balance.

PARAMETERS

A pre-payment penalty rate reduction option is available with all programs.
The reduction for pre-payment is approximately .125% to the rate.
All conf. quoted rates are for $275,000-$417,000. Purchase only-720 FICO--re-finance add .125% to Rate.
If loan amount is < $275,000 add .125% to rate, If < $150,000 add .25% to rate.
All quoted Jumbo loans are for a max. of 65% LTV (ex. 30/15 year fixed to 70% add .125 rate + 720 FICO).
All jumbo loans greater than 70% add .125% to the rate plus there may be additional costs.

Note: There ARE restrictive conditions on most loan products. ALL quoted loan programs require 720 FICO.

30 DAY RATE LOCK ALL ADJUSTABLE RATES---30 DAY RATE LOCK ALL FIXED RATES
NOTE: RATES WILL BE HIGHER FOR LONGER LOCK PERIODS.

ALL QUOTED RATES ARE GREATER THAN $275,000 LOAN AMOUNT and REQUIRE 720 mid FICO score.

* Super Jumbo Rates are for loans starting at $1,000,000 up to $10 Million--Guidelines WILL vary by program. Call.

APR adds approximately .125 to advertised interest rate...may vary up or down depending on program.

Call for Construction/Perm and Lot Loan Rates and Programs.

CONDITIONS

Single Family (attached or detached) PUDS, primary home*, purchase - All Owner Occupied.
Tax and Insurance escrows required for all loans.
Conforming Loans are up to $417,000.00 - Jumbo Loans are $417,000.01 to $1,000,000.00.
New Conforming-Jumbo Loans CALL for limits. Super Jumbo Loans to 10 Million. Call.
All quoted rates are based on 20% down* and a minimum loan amount of $275,000.
*Loans over $800,000 MAY require lower loan to values than 80%.

ADD-ONS: These are points/fees only, the rate will remain the same.
Fees will apply to:

1)	Second homes on some programs
2)	all types of Re-fi's
3)	2 to 4 units and investment properties
4)	Loans greater than $800,000 or less than $275,000
5)	Stated Doc programs - ALL low doc programs require 720 FICO score. LTV's/Rates significantly different than Full Doc.
6)	Non-escrow of tax and insurance impounds
7)	Jumbo programs for Hi-Rise condos.

PHONE: (239) 659-1660 or (800) 330-0093
to speak with a mortgage specialist
1019 Crosspointe Drive #1 Naples, Florida 34110

Home	Jumbo Loans	Contact Us
Apply Online Now!	Loan Programs	Foreign Nationals
Reverse Mortgages	Credit Issues	Loan Calculators
FHA Loans	Closing Costs	APR Explained
	International Loans

RATES AND FEES ARE SUBJECT TO CHANGE WITHOUT NOTICE

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